GitHub

Executive Summary

What it is: GitHub Copilot is an AI coding agent across VS Code, Visual Studio, JetBrains, Xcode, Neovim, Eclipse, Zed, Raycast, SSMS, Copilot CLI, the GitHub Copilot desktop app, github.com, and GitHub Mobile. Individual plans run $0 (Free) to $100/mo (Max); Copilot Business is $19/user/mo and Copilot Enterprise $39/user/mo (prices unchanged per GitHub's August 28 notice), the low end of the team market versus Cursor Teams Standard at $40/user/mo and Devin's $80/month plus $40/full dev seat (Amp's Teams tier is free). The plans page lists 36 models, and the billing reference publishes per-token rates for 31 of them across OpenAI, Anthropic, Google, Microsoft, xAI, and Moonshot. September added 9 model SKUs and removed 7. Sources: https://github.com/features/copilot/plans , https://docs.github.com/en/copilot/reference/copilot-billing/models-and-pricing , https://cursor.com/pricing , https://devin.ai , https://ampcode.com/pricing

What to watch out for: The June-August promotional credits ended: Business now includes 1,900 AI credits per user/month ($19 of usage) and Enterprise 3,900 ($39), down 36.7% and 44.3% from the $30/$70 promo levels, so included usage now exactly equals the seat price. From October 1, credit-card/PayPal Business and Enterprise customers are billed upfront for all assigned seats each cycle, and from September 28 Copilot chat data on github.com/Mobile is retained for the life of the account instead of 28 days, while code review's default effort jumped from Lite to Balanced (a per-review credit increase GitHub does not quantify). A deprecation wave on October 19 removes six models including GPT-5.5 and GPT-5.4, and four more (Gemini 3.5/3.6 Flash, Kimi K2.7 Code, Claude Opus 4.7) were removed October 2. Sources: https://docs.github.com/en/copilot/concepts/billing-and-usage/organizations-and-enterprises/billing , https://github.blog/changelog/2026-08-28-upcoming-changes-to-github-copilot-policies-and-billing/ , https://github.blog/changelog/2026-09-18-upcoming-deprecation-of-selected-github-copilot-models-in-mid-october

Bottom line: Copilot remains the broadest multi-model surface and had the strongest enterprise-governance month of any tracked supplier: deny/ask/allow managed permissions for agent operations (GA), local sandboxing previews, OpenTelemetry agent monitoring, budget-increase request flows, and a technical preview of Copilot CLI for air-gapped GitHub Enterprise Server 3.22. The strategic bet is HydraFusion multi-model orchestration, which GitHub says beat Claude Opus 5 by 4.9 points on TerminalBench 2.1 at 67% lower estimated cost. But with pooled included usage now pegged exactly to seat price and per-review costs undisclosed, budget owners should model overage spend before scaling frontier-model usage. Per-token rates match the source providers' direct APIs (Opus 5.5 and GPT-6 Astra meter at $4/$20 and $10/$50 per MTok, identical to Anthropic's and OpenAI's list prices), so Copilot's economics rest on the seat price and pooled credits rather than cheaper tokens. Sources: https://github.blog/ai-and-ml/github-copilot/project-hydrafusion-frontier-quality-via-multi-model-orchestration/ , https://github.blog/changelog/2026-09-09-enterprise-managed-permissions-for-github-copilot-agent-operations , https://github.blog/changelog/2026-09-08-github-enterprise-server-3-22-is-now-generally-available , https://www.anthropic.com/pricing , https://platform.openai.com/docs/pricing

Key Terms

Latest Changes

Changes since the 2026-08 report.

Plans

Individual Plans

Plan Price (monthly) Price (annual) Usage limits Key inclusions
Free $0 $0 "Limited chat and agent usage" (credit amount undisclosed); 2,000 completions/mo; 50 chat requests Copilot CLI, agent mode, MCP servers, unlimited public/private repo use, public code filter
Pro $10/mo n/a (annual billing retired for new subscribers June 1) $15 total AI credits/mo ($10 base + $5 flex) Cloud agent, code review, unlimited completions/next-edit, all 36 listed models, credit purchase
Pro+ $39/mo n/a $70 total AI credits/mo ($39 base + $31 flex) Everything in Pro plus delegate-to third-party coding agents (Claude, Codex, preview), Spaces, audit-log access
Max $100/mo n/a $200 total AI credits/mo ($100 base + $100 flex) Everything in Pro+, priority access to new models, highest included usage

Business / Enterprise Plans

Plan Price (monthly) Price (annual) Usage limits Key inclusions
Copilot Business $19/user/mo (unchanged) undisclosed 1,900 pooled AI credits/user/mo (promo through August was $30/user) All models incl. GPT-6 Astra/Opus 5.5, SAML SSO, policy management, IP indemnity, code review, cloud agent, org budgets, budget-increase requests
Copilot Enterprise $39/user/mo (unchanged) undisclosed (invoice billing available) 3,900 pooled AI credits/user/mo (promo through August was $70/user) Everything in Business plus codebase indexing, fine-tuned private completion models, full audit logs, data residency option

Sources: GitHub – Plans , GitHub – Billing , GitHub – 2026 08 28 Upcoming Changes To Github Copilot Policies And Billing

Terms explained:

  • Pooled credits - seats contribute to one shared pool (for example 100 Business users = 190,000 credits/mo), power users draw more, the pool resets monthly at 00:00 UTC with no carry-over, and removing seats mid-cycle does not shrink the pool until the next cycle. Source: GitHub – Billing
  • Additional usage by default - on organizations and enterprises, paid overage usage is enabled by default once the pool is exhausted; an admin must explicitly disable the "AI credits paid usage" policy to hard-stop spend. There is no automatic fallback to cheaper models. Source: GitHub – Billing
  • Code completions - inline completions and next-edit suggestions remain unlimited and consume no credits on every paid plan. Source: GitHub – Models And Pricing

API Pricing

Copilot has no standalone per-token API; it meters subscription usage at each model's published per-million-token rate, where the dollar amount equals AI credits consumed (1 credit = $0.01). All figures per 1M tokens, from GitHub's models-and-pricing reference.

Model Input Cached input Cache write Output Notes
GPT-6 Luna $0.10 $0.01 $0.125 $0.50 Cheapest model; >272K: $0.20/$0.02/$0.25/$0.75
GPT-5.4 nano $0.20 $0.02 n/a $1.25 Priced but absent from plans-page model list
GPT-5.6 Luna $0.20 $0.02 $0.25 $1.20 >200K: $0.40/$0.04/$0.50/$1.80
MAI-Code-1.1-Flash $0.20 $0.02 n/a $1.20 Only Microsoft model left (1-Flash deprecated Sep 10)
GPT-5 mini $0.25 $0.025 n/a $2.00 Deprecation scheduled Oct 19
Gemini 3.7 Flash $0.75 $0.075 n/a $3.75 Promo through Dec 31, 2026; deprecation scheduled Oct 19
Gemini 3.8 Flash $0.75 $0.075 n/a $3.75 Promo through Dec 31, 2026
GPT-5.4 mini $0.75 $0.075 n/a $4.50 Deprecation scheduled Oct 19
GPT-5.3-Codex $1.75 $0.175 n/a $14.00
Claude Haiku 4.5 $1.00 $0.10 $1.25 $5.00
Claude Sonnet 5 $2.00 $0.20 $2.50 $10.00 Promo price now standard
Claude Sonnet 5.5 $2.00 $0.20 $2.50 $10.00 Added Sep 28
GPT-5.6 Terra $2.00 $0.20 $2.50 $12.00 >272K: $4.00/$0.40/$5.00/$18.00
Grok 4.5 / 4.6 / 4.7 $2.00 $0.50 n/a $6.00 Cached input is 0.25x (not 0.1x); >200K: $4.00/$1.00/$12.00; 4.5 deprecated Oct 19
GPT-6 Sol $2.00 $0.20 $2.50 $10.00 >272K: $4.00/$0.40/$5.00/$15.00; added Sep 22
GPT-6.1 Sol $2.00 $0.10 $2.50 $10.00 Half the cached-input price of GPT-6 Sol; added Sep 29
Kimi K3 $3.00 $0.30 n/a $15.00
GPT-5.4 $2.50 $0.25 n/a $15.00 >272K: $5.00/$0.50/$22.50; deprecated Oct 19
Claude Sonnet 4 / 4.6 $3.00 $0.30 $3.75 $15.00 4.6 remains for individual annual subscribers only
Claude Opus 5.5 $4.00 $0.20 $5.00 $20.00 Added Sep 22; watermarked outputs
GPT-5.6 Sol $4.00 $0.40 $5.00 $20.00 >272K: $8.00/$0.80/$10.00/$30.00
Claude Opus 4.8 / Opus 5 $5.00 $0.50 $6.25 $25.00
GPT-5.5 $5.00 $0.50 n/a $30.00 >272K: $10.00/$1.00/$45.00; deprecated Oct 19
Claude Opus 4.8 fast mode (preview) $10.00 $1.00 $12.50 $50.00 2x standard Opus 4.8 output
Claude Fable 5 $10.00 $1.00 $12.50 $50.00
Claude Fable 5.1 $10.00 $0.25 $12.50 $50.00 Cache reads cut 75% vs Fable 5; added Sep 4
GPT-6 Astra $10.00 $1.00 $12.50 $50.00 >272K: $20.00/$2.00/$25.00/$75.00; most expensive; added Sep 4

Source: GitHub – Models And Pricing

Other pricing notes:

Model Performance / Benchmarks

GitHub's September benchmark publication is the HydraFusion research post (September 4), which evaluates orchestration workflows against single-model baselines (Claude Opus 5 and GPT-5.6 Sol, all models at medium reasoning, cost accounting includes every draft/critique/escalation/retry leg):

Benchmark (vs Claude Opus 5) Estimated workflow cost Verified task quality
TerminalBench 2.1 67% lower +4.9 points
DeepSWE 36% lower -1.5 points
CheckpointBench (internal, real Copilot sessions) 65% lower -0.1 points

Source: GitHub – Project Hydrafusion Frontier Quality Via Multi Model Orchestration

Code review quality metrics (published with the September 11 update): the Lite ensemble raised addressed comments per review by 47% for high-severity findings, 31% medium, 11% low, at about 8% lower review cost. Source: GitHub – 2026 09 11 Auto Resolution And Analysis Updates In Copilot Code Review

Model-level claims are qualitative: GitHub says Opus 5.5 "resolved tasks comparably to Claude Opus 5 while using significantly fewer steps and tokens," Sonnet 5.5 matched Sonnet 5 "using significantly fewer steps, tokens, and tool calls," and GPT-6.1 Sol used "noticeably fewer tokens and steps than earlier models in the GPT-6 and GPT-5.6 families"; no numeric scores were published. GitHub does not publish a standalone Copilot SWE-bench score. Sources: GitHub – 2026 09 22 Claude Opus 5 5 Is Now Available In Github Copilot , GitHub – 2026 09 28 Claude Sonnet 5 5 In Github Copilot , GitHub – 2026 09 29 Gpt 6 1 Sol In Github Copilot

Latest News

Business/Enterprise Signups Reopen, Upfront Billing From October 1 (August 28 / September 1)

New Copilot Business and Enterprise signups resumed September 1 for credit-card/PayPal customers after the August freeze, with strengthened account vetting, payment required before seat access, and upfront monthly seat charges for existing customers from October 1. Prices are unchanged, spend controls remain, and fully canceling Copilot may trigger updated vetting on return. Source: GitHub – 2026 08 28 Upcoming Changes To Github Copilot Policies And Billing

September Model Wave: 9 Additions Across 6 Providers (September 4-29)

Claude Fable 5.1 (Pro+ and up) and GPT-6 Astra ($10/$50, Pro+ and up) went GA September 4, Gemini 3.8 Flash rolled out to all paid plans the same week, Grok 4.7 arrived September 21 (all paid plans including Pro), GPT-6 Sol and GPT-6 Luna September 22, Claude Opus 5.5 September 22 ($4/$20, Pro+ and up), Claude Sonnet 5.5 September 28 ($2/$10, all paid plans), and GPT-6.1 Sol September 29 ($2/$10 with $0.10 cached input, Pro+ and up). Opus 5.5 outputs carry Anthropic's text watermark at no added cost. Sources: GitHub – 2026 09 04 Github Copilot Weekly Releases August 31 , GitHub – 2026 09 22 Claude Opus 5 5 Is Now Available In Github Copilot , GitHub – 2026 09 29 Gpt 6 1 Sol In Github Copilot

Deprecation Waves: 7 Removed in September, 10 More by October 19 (August 31 / September 10 / September 18)

September 1 removed Gemini 3.1 Pro, Claude Opus 4.5/4.6, Sonnet 4.5/4.6 (annual-individual exception), and Raptor Mini, emptying GitHub's fine-tuned model table. MAI-Code-1-Flash followed September 10. On October 19, Gemini 3.7 Flash, GPT-5.5, GPT-5.4, GPT-5.4 mini, GPT-5 mini, and Grok 4.5 go; on October 2 (post-cutoff) Gemini 3.5/3.6 Flash, Kimi K2.7 Code, and Claude Opus 4.7 were removed. Notably, Gemini 3.7 Flash carries promo pricing through December 31 yet is being retired October 19. Sources: GitHub – 2026 08 31 Selected Github Copilot Models Deprecated , GitHub – 2026 09 10 Mai Code 1 Flash Deprecated , GitHub – 2026 09 18 Upcoming Deprecation Of Selected Github Copilot Models In Mid October , GitHub – 2026 10 02 Selected Models In Github Copilot Deprecated

Unified Chat Experience and Lifetime Retention (September 28)

Copilot Chat on github.com, Chat in GitHub Mobile, and the cloud agent converged into a single experience and policy, enabled by default, with the cloud agent moving onto Sandbox infrastructure; chat data is retained for the life of the account instead of 28 days, and admins who opt out lose Copilot on github.com and Mobile entirely. Source: GitHub – 2026 08 28 Upcoming Changes To Github Copilot Policies And Billing

Code Review: Balanced Default, APIs, and Enterprise Controls (September 11-October 2)

Reviews gained automatic resolution of addressed comments, smart commit messages, and shell-tool validation; personal review settings (including default effort) became available on every plan including Business/Enterprise on September 23, enterprises gained a default-effort setting, and the "Default" effort became Balanced on September 28. REST/GraphQL review request APIs followed on October 2. Sources: GitHub – 2026 09 23 Copilot Code Review More Ways To Request And Configure Reviews , GitHub – 2026 10 02 Copilot Code Review Api Support And New Default Effort Level

HydraFusion Multi-Model Orchestration (September 4 / September 30)

The research preview (Copilot CLI via /experimental, then VS Code 1.140+ and the Copilot app) routes each prompt through Single, Cascade, or Critique workflows; on TerminalBench 2.1 it beat Opus 5 by 4.9 points at 67% lower estimated cost. Dynamic workflows (code-defined multi-agent orchestrations) followed in public preview on all plans October 1. Sources: GitHub – Project Hydrafusion Frontier Quality Via Multi Model Orchestration , GitHub – 2026 09 30 Hydrafusion In Vs Code And The Github Copilot App , GitHub – 2026 10 01 Dynamic Workflows In Copilot Cli And The Copilot App

Enterprise Governance Wave (September 8-25)

GHES 3.22 shipped a technical preview of Copilot CLI for disconnected/air-gapped environments (admin-configured model provider, GHES credentials); managed deny/ask/allow permissions for agent operations went GA; local sandboxing entered public preview (Copilot app and JetBrains); OpenTelemetry agent monitoring arrived via managed settings; budget-increase requests went GA (not available for EMU enterprises); usage metrics gained VS Code Agents, CLI customization, PR-review-stage, and feature-engagement reporting; and a managed-settings validator shipped. Sources: GitHub – 2026 09 08 Github Enterprise Server 3 22 Is Now Generally Available , GitHub – 2026 09 09 Enterprise Managed Permissions For Github Copilot Agent Operations , GitHub – 2026 09 23 Local Sandboxing In The Github Copilot App , GitHub – 2026 09 22 Opentelemetry In The Github Copilot App , GitHub – 2026 09 16 Copilot Budget Increase Requests Are Generally Available , GitHub – 2026 09 25 Enterprise Managed Settings In Product Validator

Copilot Runtime Ported to Rust (September 17)

GitHub migrated the Copilot runtime (the engine behind Copilot CLI) from TypeScript/Node to roughly 830,000 lines of production Rust, with agents writing most of the port; the HN discussion (23 points, 8 comments) flagged memory leaks and slowness as the motivators. Sources: GitHub – Migrating The Github Copilot Runtime To Rust Using Copilot , News – Item

Community Signals

Wiz/Snowflake Autofix Compromise: The Defining Security Story (424 points, 157 comments)

Wiz's Red Agent reached Snowflake's internal Jira through a GitHub Actions workflow where a Copilot Autofix suggestion had replaced a safely-quoted jq construction with a shell string, enabling command injection via a crafted issue title. The August 17 thread ran well into September, and GitHub publicly denied that Autofix wrote the vulnerable line (2 points): News – Item . Thread: News – Item

  • hugo_shapiro: "The env + jq was there on purpose. Autofix swapped it for a string in a shell. That's the part that needed a person on the diff." News – Item
  • nkr1pt: "No, Snowflake allowing autofixes compromised their Jira. If you tell someone to shoot you in the foot, and they shoot you in the foot, you shot yourself in the foot, just with more steps." News – Item
  • semiquant: "Issues will happen AI, or not AI... interpreting singular issue as way to downplay AI-assisted engineering without giving a 'denominator' is not honest reporting." News – Item
  • nnnnn: "AI learns its code design by reading the code shared by the masses... Its probably also a sad example that AI doesnt think it only copies." News – Item

Copilot vs. Direct-Provider Cost, Still the Buying Question (4 points, 7 comments)

An Ask HN from a company running Copilot for all developers (usage dominated by Claude Sonnet and Opus) asked whether switching to Anthropic directly would be cheaper. anoojb: "Anecdotally, you will get more mileage out of a Claude or ChatGPT plan than with a GitHub Copilot plan. If you're worried about costs, you might try using subagents with a cheaper model or an open model like Kimi/GLM and use Claude/Codex as the orchestrator." News – Item . hdz countered: "Claude is the most expensive route for enterprise. With copilot at least you can choose cheaper models if things get too expensive and restrict them in the worst case. None are cheap though you're talking hundreds of thousands to millions of dollars a year if you have over a thousand people using it." News – Item . Thread: News – Item

CACM Study: No Throughput Gains, Community Calls It Stale (7 points, 10 comments)

A CACM study of 97 survey respondents at Okta found Copilot licenses produced no increase in monthly PRs or lines of code from a 2024 baseline. HN picked apart the timeline. aurareturn: "4/2024: Baseline metrics, 8/2024: Participants given Github Copilot licenses, 11/2024: Conducted surveys, 261 people invited and 97 responded, 9/2026: Study published." News – Item . thevinter: "it's insane to me that this whole article has been written without specifying anywhere the models being used. Like, of course you're not gonna be productive if all you have is Sonnet 4.6???" News – Item . Thread: News – Item

Rust Port: Daily Drivers vs. Harness Skeptics (23 points, 8 comments)

GitHub's post on porting the Copilot runtime to ~830k lines of Rust drew split reviews. temphaaa: "my experience has been great with copilot cli, but yeah there is some memory leaks here and there and slowness which i hope this rust port can help with." News – Item . chris_money202: "I use copilot as my daily driver and haven't seen much difference with it and Claude code's output... GHCP harness is model agnostic, Claude and OpenAI can tightly couple their harness to their model so they will always have a slight edge initially." News – Item . doodlesdev called it "the worst available harness" and questioned why 1.2M lines of Rust entered and 365k left: News – Item . Thread: News – Item

Failed sources

Reddit search (old.reddit.com/search/?q=github+copilot&sort=new&t=month) returned a login wall and no results, so September Reddit sentiment could not be fetched programmatically and is not included. HN coverage above was used instead.

Reddit recovery (added 2026-10-03)

A logged-out Reddit recovery pass (October 3) found no Copilot coding-workflow threads above 100 votes in the month's top results; the traction was Microsoft-brand sentiment. r/technology (5.8K upvotes, 176 comments, ~Sep 25): "NJ issues record $1.1M pollution fine to data center powering Microsoft Copilot" Reddit – Nj Issues Record 11M Pollution Fine To Data ; u/alaattincagil: "Regulators found 45 of 62 generators operating without permits, yet the facility can keep running them during a 45-day permit application window" Reddit – Pbu07Bp ; u/Traumatan: "on top of that, the Copilot model is dogshit" Reddit – Pbtfxtc . Also r/nottheonion (12K upvotes, 724 comments): "Nobody wanted an 'AI PC,' so Microsoft stopped calling it that" Reddit – Nobody Wanted An Ai Pc So Microsoft Stopped . Community scale: r/GithubCopilot 70K weekly visitors, 587 weekly contributions.

Enterprise Readiness

Feature Available? Details
SSO (SAML/OIDC) Yes SAML SSO on GitHub Enterprise Cloud; individual Copilot plans explicitly exclude it. GitHub Enterprise Server supports SAML and LDAP. Sources: GitHub – Pricing , GitHub – Plans
SCIM Yes User provisioning through SCIM on Enterprise Cloud; SCIM responses gained a profileUrl attribute September 16. Source: GitHub – Pricing
Audit logs Yes Audit log plus Audit Log API on Enterprise; Copilot usage metrics (GA, with VS Code Agents, CLI customization, and PR-review-stage reporting added in September) require the metrics policy. Sources: GitHub – Pricing , GitHub – 2026 09 25 Usage Metrics Api Adds Pull Request Review Stages
IP indemnity Yes Business and Enterprise, when content filtering is enabled, under Microsoft's Copilot Copyright Commitment; excluded on all individual plans. Source: GitHub – Plans
Data residency Yes GitHub Enterprise Cloud with data residency, regional Azure deployment; available in EU and Australia with more regions announced. Source: GitHub – Pricing
HIPAA Partial No HIPAA or BAA statement appears on the pricing, enterprise, or Copilot plans pages fetched this cycle; SOC 1/SOC 2 Type 2 and FedRAMP Tailored ATO are listed. Treat HIPAA support as unverified for September. Source: GitHub – Pricing
Air-gapped / on-prem Partial GHES runs on-prem, and GHES 3.22 (September 8) adds a technical preview of Copilot CLI for disconnected/air-gapped environments with an admin-configured model provider; cloud Copilot features still require connectivity. Source: GitHub – 2026 09 08 Github Enterprise Server 3 22 Is Now Generally Available
SLA Partial No product uptime SLA is documented on pages fetched this cycle; Premium Support carries a 30-minute SLA on Urgent tickets. Source: GitHub – Pricing
Admin controls (RBAC) Yes Policy management, model policies with default enablement, global default feature policy (effective October 22), deny/ask/allow managed agent permissions, local-sandbox policies, per-user/cost-center/enterprise budgets, budget-increase approvals, OTel monitoring, content exclusions, IP allow lists. Sources: GitHub – 2026 09 09 Enterprise Managed Permissions For Github Copilot Agent Operations , GitHub – 2026 09 24 Default Enablement Of Copilot Features For Copilot Business And Enterprise , GitHub – Pricing

Terms explained:

Transparency Gaps

Gap Details Severity
Code review per-review cost The review model is auto-selected and undisclosed, and the Balanced default (September 28) changes per-review credit consumption by an undisclosed amount; Actions-minutes consumption per review is also unpublished. High
Included-usage cut communicated silently The end of the $30/$70 Business/Enterprise promo (now 1,900/3,900 credits) appears only in documentation, with no changelog post, effective date, or migration guidance. High
Flex allotment instability Flex credits ($5/$31/$100 for Pro/Pro+/Max) remain explicitly variable, so headline totals ($15/$70/$200) are not guaranteed beyond base. High
Upfront billing mechanics "Included usage may be prorated across the month to align with seat cost proration" is stated without a worked example or formula. Medium
Auto-selection and HydraFusion routing Which models auto selects per tier, and which model pool HydraFusion draws from, are undocumented, making cost prediction impossible for routed usage. Medium
Free tier credit amount Free gives "limited chat and agent usage" with no credit figure; only 2,000 completions and 50 chat requests are quantified. Medium
Model list inconsistencies The plans page lists GPT-5.2, GPT-5.2-Codex, Opus 4.7, Gemini 3.5/3.6 Flash, and Kimi K2.7 Code that have no published rates (all removed October 2), while GPT-5.4 nano is priced but unlisted; the de facto catalog differs between pages. Medium
Gemini 3.7 Flash promo-vs-deprecation Promo pricing runs through December 31, 2026 for a model scheduled for deprecation October 19, with no explanation of how remaining promo commitments are handled. Low
Aggregate adoption metrics No update to adoption or retention figures this cycle; post-pricing-switch churn remains undisclosed. Low